Dubai, UAE Recovery & settlement
Unpaid money or a debt you need to settle
Speak with Faris Raian and his team. We review the papers, explain your position and help you choose the next step for recovery, a disputed demand or repayment terms.
Call +971 50 948 2810
Faris Raian • More than 15 years of UAE legal experience
You may be waiting for an invoice, answering a bank demand or dealing with a missed settlement payment. A debt collection lawyer should first understand who owes what, why it is due and the stage the matter has reached.
You delivered the goods, finished the work or lent money, but payment has not arrived. Faris and his team review the agreement and the proof of the balance. We discuss whether a demand, negotiation or legal claim is appropriate.
Tell us what the other party accepts and what it disputes. A promise to pay, an objection about the work and a partial payment can each affect the review. We consider those facts before recommending further expense.
Review My Unpaid AmountYou want to check the balance, dispute a charge or discuss payments you can manage. We review the demand and your records. If proceedings have begun, the response and any settlement proposal need to be considered together.
Share the papers and mention any hearing or response date at the first contact. You can ask about advice before making a new promise or signing a repayment document. A proposed settlement should reflect both the legal position and your ability to comply.
Review My Debt DemandYou have a decision or agreement but still need payment. We check the document, amounts received and any execution steps already taken. The next procedure depends on whether the document can be enforced and against whom.
If you are the person expected to pay, explain any existing order and missed obligation. Negotiating a new arrangement does not automatically change the old one. We review what formal steps may be needed.
Discuss My Existing CaseOur debt collection services in Dubai begin with the papers behind the demand. Faris Raian and his team examine the amount, payment terms and evidence. We help you understand which route may fit the debt and what could make recovery difficult.
Debt recovery Dubai clients seek may involve a simple unpaid balance or a dispute about whether money is due at all. The plan should account for that difference. We also discuss known payment risks so you can compare the cost of action with its practical value.
Your client has stopped replying or continues to promise payment next week. We review the accepted quotation, invoice, completion records and messages. These help show the work agreed, what was supplied and when payment became due.
If the client disputes the work, we assess the objection and your response. An invoice alone may not explain the whole obligation. Proof of approval, delivery and acceptance can be important when preparing a demand or claim.
Goods have been delivered but the customer has not cleared the account. We check purchase orders, delivery records, invoices and repayments. A clear statement of account should show each charge and how the final balance is calculated.
We also review which person or company agreed to pay. The trading name, invoicing entity and recipient of goods may differ. Identifying the right debtor helps avoid a claim that does not match the actual obligation.
You are waiting for a certified payment, final account or retention money. We review the contract, due date and any conditions for release. Work records, certificates and correspondence help explain whether the amount is payable.
The other party may raise defects, delay or an unapproved variation. We assess those objections and any agreed dispute process. Technical or accounting evidence may be needed before the balance can be presented clearly.
Unpaid rent, a withheld deposit or a property payment can require different procedures. We review the tenancy or sale agreement and the records supporting the demand. Many Dubai tenancy matters fall within a specialist rental forum.
Tell us whether the claim concerns rent, a sale, a refund or another obligation. The correct route needs checking before notices or proceedings are prepared. A property connection alone does not identify the forum.
You lent money to a person who has missed the agreed repayment. We examine the transfer, written terms and complete messages about the loan. Records should explain why the payment was made and whether repayment was agreed.
Tell us about all payments received and any change to the original terms. A disputed gift, investment or loan may need different evidence. We explain what the available record supports and what remains to be proved.
You paid but did not receive the agreed goods, service or other benefit. We check the contract, cancellation terms and what the provider actually supplied. A request for repayment should explain the legal basis for returning the money.
Share complaints, replies and any offer already made. The review may involve cancellation, incomplete work or a disputed deduction. We help assess the amount that can properly be claimed rather than treating every advance payment as automatically refundable.
A creditor relies on a guarantee or seeks an amount that does not match your records. We review the signed documents, payment history and the basis of each charge. The terms and legal identity of the parties affect the assessment.
For creditors, we consider whether a guarantee supports a separate demand. For people receiving a demand, we review the obligation and possible response. A company debt does not automatically make an owner personally liable.
A cheque has been returned unpaid and you want to know the next route. We review the cheque, bank return record and underlying transaction. Certain returned cheques may qualify for direct execution when legal conditions are met.
Other matters may involve a separate claim or a dispute about the amount. Do not assume every returned cheque follows the same procedure. Share the original records and tell us about payments made outside the cheque.
A notice can set out the debt, the supporting basis and the action requested. We prepare demands and responses that match the records and proposed procedure. Any notice requirement must be checked for the specific route.
Debt collection Dubai businesses need should use lawful communication. A demand should not rely on a threat of an automatic ban, arrest or asset seizure. Those measures depend on legal conditions and decisions by the appropriate authority.
Some debts may qualify for a payment order, a court procedure for debts meeting particular conditions. Others need an ordinary claim or a different forum. We assess the written evidence, due amount and required preliminary steps.
If proceedings are needed, the work includes preparing the legal basis and supporting records. Court appearances are handled by a practitioner entitled to act before that court. Ask who will prepare, advise and appear at each stage.
An enforceable judgment may require an execution file before payment can be pursued. We review the debtor named in the decision, the outstanding balance and steps already taken. The procedure and available assets affect the practical options.
We also assess the effect of a proposed payment during execution. A receipt, settlement or withdrawal should be checked against what remains due. Winning a claim does not guarantee that the debtor has assets available to satisfy it.
You may be outside the UAE or dealing with an overseas debtor or asset. We check the agreement, relevant forum and location of possible enforcement. A foreign judgment may need recognition before it can be relied on locally.
The law of the country where action is proposed also matters. Share any foreign proceedings early so the review can address them. We do not assume a Dubai decision can be enforced everywhere in the same way.
You may want to resolve an unpaid balance without further dispute, or need terms you can realistically meet. Faris Raian and his team review the debt and any proposed arrangement. We help prepare or assess an offer and explain its effect before you agree.
Settlement can involve payment in full, instalments, revised terms or an agreed reduction. A creditor does not have to accept every proposal. We discuss what is supported by your circumstances without promising a discount or release.
We compare the demand with statements, repayments and the agreement. This helps identify disputed entries or a balance needing explanation. If legal proceedings already exist, we review the claim and orders alongside the account records.
Before making an offer, decide which obligations it should resolve. Different accounts, guarantees or parties may need separate treatment. An agreement should identify its scope so payment does not leave an unexpected demand unanswered.
For a person or business under financial pressure, a proposal should reflect money actually available. We review the requested schedule and supporting financial information. A missed instalment can have consequences, so the terms need careful assessment.
Creditors also need to consider whether a payment plan offers a practical route to recovery. We discuss timing, security where relevant and the effect of default. Accepting a smaller or later payment is a decision for the client after the risks are explained.
Bank debts may involve several accounts, charges and formal collection steps. We review the offer, the creditor’s authority and what payment is meant to settle. Ask whether the written terms cover the full account or only part of the balance.
Consumer protection and complaint procedures may be relevant to a bank dispute. Their scope and eligibility need checking. A complaint does not itself cancel the debt or guarantee a revised payment plan.
The agreement should identify the parties, amount, dates and effect of payment. We examine releases, default terms and any remaining security or obligation. If a reduced amount is accepted, the written terms should explain the status of the balance.
Before paying a third party, confirm its authority and the approved payment channel. Keep the accepted terms and proof of each payment. An informal message should not be assumed to settle every account or close every case.
After payment, the next task may involve a receipt, account confirmation, release or application in an existing file. We assess which documents and formal steps the agreement requires. A private settlement does not automatically remove an existing court measure.
If a payment plan breaks down, seek a review of the agreement before assuming the original claim has revived or disappeared. The result depends on the wording and procedure. Share the complete settlement and record of payments made.
When several debts are involved, one payment offer may not resolve the overall position. We help assess the legal demands, deadlines and settlement options together. This is legal advice about debt and disputes, rather than a promise to arrange new credit.
Severe financial difficulty may require separate advice on the relevant insolvency or restructuring framework. Eligibility and consequences depend on the person or business involved. Tell us about all known debts and existing proceedings so the review is complete.
A useful review should explain the work needed now and what might come later. We begin with the evidence and your goal, then discuss a scope you can authorise.
Ask Faris About My Next StepTell us who owes the money, the amount and the reason for the debt. If you received a demand, explain what you accept or dispute. Provide any urgent date and the other party’s name for a conflict check.
You do not need to write a legal claim before enquiring. A short outline and the main paper can identify the review needed. Further documents can then be requested through the agreed channel.
We examine the agreement, payment record and procedural position. We identify missing evidence and discuss whether negotiation, a response or proceedings should be considered. The likely expense and known collection risks form part of that discussion.
If you need repayment terms, we review the proposed amount and schedule. If you seek recovery, we consider the basis of the claim and the other party’s answer. The advice should match the side you are on and the task you need.
Once instructed, we prepare the notice, response, settlement proposal or legal papers covered by the scope. We organise the records supporting your position. Where an offer arrives, we explain the terms that require your decision.
Further proceedings or expert work may need separate approval and cost. New documents can change the assessment. Share replies and payment updates promptly so the file remains accurate.
We review what an agreement or decision requires and what remains outstanding. The next step may be payment confirmation, a formal application, a challenge or enforcement. Each needs its own assessment.
If you already have a judgment or settlement, the review can begin at that stage. Bring the complete file rather than starting a new demand that may overlook existing rights or obligations.
Senior Legal Consultant
Faris has more than 15 years of UAE legal experience. His work includes commercial disputes, banking, insurance, real estate and recovery matters. This background is relevant when a debt depends on business records, financial terms or a disputed payment obligation.
You can discuss the amount, the papers and the result you want with Faris. The review should explain whether the immediate task is a demand, a defence, settlement or action on an existing decision. Ask how the proposed work fits your circumstances before proceeding.
Request a Consultation with FarisFaris and his team support the preparation and review of debt matters. Before instructing the provider, ask who will handle your documents, communicate with you and undertake any court appearance. Court work must be assigned to an appropriately entitled practitioner.
Experience figures describe Faris’s general professional experience. Your matter still needs its own assessment of evidence, legal conditions and practical risks. No lawyer can promise that every debt will be collected or every settlement accepted.
People comparing debt recovery lawyers in Dubai need to understand more than the amount claimed. The evidence, procedure and cost all affect the decision. Faris and his team explain those issues in words you can use to choose the next step.
We examine what was agreed, paid and left outstanding. This helps identify unsupported charges or gaps in a recovery claim. A clear calculation is useful for creditors making demands and people answering them.
We explain the effect of a demand, offer or proposed repayment document. You can ask what obligations would continue and what payment is expected to resolve. This matters when there are several accounts or existing proceedings.
We discuss the task and its scope before further work is authorised. Advice, negotiation, litigation and execution can involve different fees. You should know which stage you are paying for and when another decision may be required.
Debt recovery lawyers should discuss what could affect collection after a decision. The debtor’s identity, known assets and other proceedings may matter. We consider those questions alongside the strength of the legal claim.
The right choice depends on your debt, its stage and the work needed. Ask Faris Raian about relevant experience, the evidence supporting your position and the likely next step. Check registration, service scope and who would handle court work.
A promise of a guaranteed discount or full recovery should not replace that discussion. Compare written proposals for the same task. Clear answers about risks and costs help you judge whether the service is suited to your matter.
Confirm the provider’s correct legal identity, applicable registration and written terms. Ask how payments are handled and how you will receive updates. A debt recovery law firm proposal should distinguish legal services from money recovered or paid under a settlement.
Explain whether you need to recover money or answer a debt demand. Ask the same scope questions when comparing advisers. The fee and work for a disputed invoice can differ from a bank settlement or an execution file.
Fees depend on the debt, documents and work required. A document review may involve less work than defended proceedings or execution. Ask for a written proposal identifying the stage, legal fee and expenses that remain separate.
The cost of debt recovery services Dubai clients request may include court charges, translation or expert work where needed. Settlement negotiations and existing case applications may have their own scope. Do not assume one fee covers every stage.
Ask what happens if the matter settles early, extra evidence is needed or the other party raises a dispute. Check payment dates and how additional work is approved. The amount you spend should be considered alongside the value and risk of the matter.
If you win a claim, full reimbursement of your legal costs is not guaranteed. Recoverable costs depend on the forum and decision. The amount agreed with your own adviser may differ from the amount awarded against the other party.
There is no single timetable for every debt. The quality of the records, the other party’s response and the need for proceedings can affect progress. An accepted offer may resolve one issue while formal steps remain in an existing case.
A debt collection lawyer Dubai clients consult should discuss likely stages after reviewing the file. Court decisions, appeals and collection may require further time. Ask which issues could change an estimate and what information you need to provide.
Ask About My Scope and FeesStart with a short account of the debt and the main paper. Faris and his team can explain what further documents are needed. Tell us about missing records, other creditors and any existing case.
Ask What My Debt Review Needs0 of 5 document groups reviewed
Bring the loan, contract, accepted quotation or other terms. Include the correct party names and company details where relevant. Identify who agreed to pay, who received the money or service and who is now making the demand.
Provide statements, invoices, transfers and receipts. Separate the original amount, payments and disputed charges. If you are proposing instalments, prepare realistic information about funds available and existing obligations.
Keep complete emails, conversations, demands and settlement proposals. Include replies that challenge your position. Preserve original records where possible and explain who sent each offer and what authority they claimed.
Where a cheque is involved, bring the cheque and bank return record. Include records of the transaction and any amount paid separately. Do not assume the cheque amount still matches the unpaid balance.
Provide claims, judgments, execution references, current orders and signed agreements. Note when papers were received and any upcoming date. Include receipts and releases so the review can establish what has already been resolved.
There is no single procedure for every unpaid amount. Contract rules, commercial law, evidence and civil procedure may all matter. The parties, documents and type of debt determine what needs checking.
The new federal Civil Transactions Law took effect on 1 June 2026. Dates and applicable provisions need review for your transaction. Older online explanations of Dubai debt laws may not reflect the rules relevant to the case today.
A demand needs a basis for saying that payment is due from the person or company identified. Records should explain the agreement, due date and outstanding sum. A disputed performance obligation may need more than a statement of account.
Electronic records can be relevant under the applicable evidence rules. Their source and context need assessment. Keep complete records rather than editing conversations to show only the parts that support your position.
A qualifying debt may follow a payment order procedure, while other demands need ordinary proceedings or another route. Written evidence and any required notice must be assessed. Arbitration and specialist forum clauses also need review.
Small claims tribunals have their own jurisdiction rules. A low amount alone does not establish that a particular tribunal can hear the matter. Choosing the forum should come before preparing a filing.
Central Bank consumer protection standards regulate debt collection practices by licensed financial institutions within their scope. Where a third party collects for a bank, authority and payment arrangements should be verified. An unresolved bank complaint may be eligible for an official complaint process subject to its conditions.
Keep the demand and communications if you dispute the balance or collection conduct. Ask about the appropriate complaint route while also addressing any live court requirement. A complaint does not automatically suspend a payment obligation or proceeding.
An agreement should explain what payment resolves and which duties remain. Its direct enforceability depends on its form and applicable law. Existing execution measures may need a formal step even after the parties agree terms privately.
Deadlines for claims, responses and challenges vary. Asset measures and travel restrictions are not automatic results of an unpaid debt. Have the actual papers reviewed rather than relying on a general statement about what must happen next.
The lawyer reviews the debt, checks the evidence and advises on lawful recovery or a response. Work may include demands, negotiations, settlement documents and support with proceedings or execution. The first review should identify what is owed, what is disputed and which stage needs attention.
Contact him when payment is overdue, repeated promises have failed or the other party disputes the amount. Share the agreement and main payment records. If a deadline or existing case is involved, mention it immediately so the review can focus on the current task.
Possibly. Accepted quotations, purchase orders, messages and proof of delivery may help establish the obligation. The complete record must still support the legal basis and amount. An invoice issued by one party does not automatically prove every term or settle an objection about performance.
They may help explain the purpose of a transfer and an agreement to repay. Authenticity, context and related records matter. Keep the full conversation and payment history. A screenshot alone does not guarantee the court will accept the claim or the amount requested.
A payment dispute is not automatically a crime. Facts suggesting an offence need separate assessment, while a private remedy may require a civil route. Describe what happened and provide the records. Do not assume a police complaint will replace the procedure needed to recover money.
The requirement depends on the claim and procedure. Some routes require specific notice steps and timing. A demand may also help clarify the dispute or invite settlement. Have the proposed route checked before assuming a standard letter satisfies every legal requirement.
Certain returned cheques may qualify when the legal conditions and bank record support that route. The cheque and underlying balance need review. Not every return reason or dispute has the same effect. Provide details of any partial payment and existing proceedings.
Availability depends on the debt, agreement, legal basis and forum. Any requested amount needs an appropriate calculation and supporting basis. Do not assume all charges in a demand are enforceable or that every fee you pay will be recovered from the other party.
Compare the amount with the legal cost, quality of proof and likely collection difficulty. A focused review or settlement proposal may be useful before full proceedings. The decision should consider what practical result can be sought rather than only whether a claim can be filed.
They can review the demand, assess an offer and help prepare repayment or release terms. The proposal should identify the debt and the effect of payment. Acceptance depends on the creditor and circumstances. A lawyer cannot promise that a particular discount will be approved.
Gather the agreement, statements and complete payment records. Identify entries you dispute and request an explanation through the appropriate channel. A review can compare the demand with the account and any existing case. Avoid agreeing a new balance before understanding what it includes.
You can ask whether an authorised settlement is possible, but acceptance is not guaranteed. The existing proceedings and any deadlines still need attention. An agreement should explain payment, the remaining balance and the formal steps required in the case or execution file.
There is no percentage that applies to every debt. The creditor’s position, evidence, available funds and circumstances affect negotiations. Ask for written terms for any offer. A discount mentioned in another person’s case does not establish what your creditor must accept.
First verify the collector’s authority and obtain the accepted terms through an approved channel. Check the amount, accounts covered, payment destination and effect on any remaining balance. Keep receipts. A phone conversation alone may leave important obligations or case steps unresolved.
It should clearly identify the parties, debt, accepted amount and payment dates. It should explain the effect of completion and default, any release and the position of existing proceedings or security. The exact wording depends on the matter and should be reviewed before payment or signature.
Explain the position before accepting terms you are unlikely to meet. A revised proposal can be considered, but the creditor may refuse it. Severe or wider financial difficulty may require separate advice about available legal frameworks. Do not assume a missed payment has no consequences.
No. An existing restriction needs review of the order and required procedure. Payment or a private agreement may support a further step but does not automatically clear every measure or case. Ask what evidence and formal action are required for the actual file.
Do not assume an immediate change or a particular score. Ask the creditor what account status will be recorded and confirm the relevant reporting or correction process. A settlement agreement should accurately describe the debt outcome without promising a credit result outside the parties’ control.
The agreement and its legal form determine the available response. You may need a demand, enforcement step or further claim. Share the full settlement and payment record for review. Do not assume every missed instalment automatically revives the original amount on the same terms.
The answer depends on what was paid and what the accepted terms resolved. Keep the offer, acceptance and receipts. A remaining demand may concern another account, a disputed balance or an unresolved case step. Have those records compared before assuming the demand is valid or invalid.
A company debt does not automatically create personal liability for its owner. A guarantee or another legal basis may need review. Check who is named in the contract and judgment. Assets belonging to a different person cannot simply be treated as available for the company’s debt.
The next stage may be execution. Recovery can depend on available assets, competing proceedings and the steps permitted by the decision. Review the judgment and execution file. A favourable award does not ensure immediate payment or mean the debtor has enough assets to satisfy it.
The applicable period depends on the debt and relevant dates. Payment history, acknowledgements and proceedings may affect the assessment. Have the actual records reviewed promptly. A general time limit from an older article should not determine whether you delay action.
You can enquire about a remote initial consultation. Further steps may need authority to act, verified documents or involvement required by the forum. Explain where you are and any current case. Confirm the requirements before assuming every procedure can be completed remotely.
Compare relevant experience, registration, clear fee terms and the quality of the initial assessment. Ask Faris Raian about the evidence, route and practical risks in your matter. Confirm who will advise and appear in court. The right choice depends on the work your case needs.
An appointment depends on a conflict check. Provide the other party’s name at the enquiry stage and explain your role. The website describes recovery and settlement services for different clients. It does not mean opposing parties in the same dispute can receive conflicting representation.
Ask for the current fee and scope before booking. A review of documents may differ from negotiations, proceedings or an execution file. Explain the stage and your budget so the appropriate work can be discussed. No free consultation or fixed fee is promised on this page.
Call +971 50 948 2810 to enquire about a debt consultation. Share a short outline, the amount and any urgent date. Ask about appointment availability and the approved way to provide documents. You can begin the enquiry without preparing a complete case file.
Tell us whether money is owed to you or you need to respond to a debt demand. Faris Raian and his team can discuss the review your situation needs and the documents that should come first.
Mention any current case or approaching date. A brief outline is enough to enquire about a consultation and its fee.
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